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In balance

Human Wealth™ brings balance between your subjective wellbeing and financial landscape.
Show Me How

Moving through the phases

Human Wealth™ is a science-based financial planning method that is informed by your subjective wellbeing.

By taking into account the way you are experiencing different areas of your life, your Wealth Advisor designs financial systems that are more sustainable and meaningful.

By moving through the four phases annually we ensure that your financial systems will evolve with you–providing support through the unexpected.

Discover Wellbeing

Subjective wellbeing is how we perceive ourselves, others, and our environment. Subjective wellbeing manifests in the body as sensations, thoughts, or moods. Consider these the data streams that inform how we navigate our lives.

Cultivating awareness around your subjective wellbeing allows you to act with greater intention, resulting in a state of continuity and harmony.

In the Discover Wellbeing phase, you and your Wealth Advisor will identify the wellbeing attributes that you want to focus on.

Wellbeing Composition

Leveraging psychology and computer science we create a visualization of your subjective wellbeing called a composition.

Your Wellbeing Composition is the quantitative translation of how you perceive your life. This technology enables you and your advisor to monitor for changes and make timely adaptations to your financial systems.

Map Your Composition

Explore Resources

As we encounter change, we rely on our resources to make healthy transitions. These resources go beyond financial assets including our social relationships and vitality. In this phase of Human Wealth™, we account for all three resource types to ensure your assets are properly allocated to your financial systems.


Financial resources

  • Investments
  • Real Estate
  • Insurance
  • Income
  • Credit


Personal Resources

  • Health
  • Resilience
  • Optimism
  • Knowledge
  • Skills


Social Resources

  • Family
  • Friends
  • Professional
  • Community
  • Spiritual

Design Systems

The Design Systems phase builds on previous work done to define the areas of wellbeing that are important to you. This is the phase that brings your finances together with your passions and interests.
The financial systems that we create includes areas like estate structure, taxation, risk management, business succession, special family needs, and housing. There is not a set number of areas we can include — each list is tailored to client specificity.

Shirly Chyan

Client Services Specialist

Implement Plan

During the implementation phase, we will collaborate with your other financial and legal professionals to ensure a cohesive go-forward plan.
It’s important to note that this phase may require changes in how you have traditionally interacted with your resources, which may be frustrating. Keep in mind that this is a normal reaction and that as we develop our relationship around your financial and life goals, you will feel supported.
Start Your Plan

Have more questions?

Talk with a Wealth Advisor.